Lending Stream Alternative Loan

Are you looking for a short term loan or a Lending Stream alternative but you’re not sure where to turn? Here at LoanPig, we can provide you with all of the help that you need.

Below are a few details about the differences between taking a short term loan out with Lending Stream or a short term loan out with LoanPig, your Lending Stream Loan alternative.


Who are Lending Stream?

Lendingstream.co.uk are a short term loan lender.

They give you an alternative to payday loans, you choose a payment period of between two to six months to repay in instalments. They allow you to apply for a maximum £800 as a new customer, or if you have had a loan with them before then the maximum loan is set at £1,500. They allow you to apply either on their website or through their app.

Their attitude, like LoanPig’s, is that short–term credit can be a good thing if used responsibly and is available to help you out when you need it the most. They also believe, like LoanPig do, that having financial problems in the short term doesn’t automatically mean you’re bad with credit and that each loan application is considered on its individual merit.

Lending Stream are part of GAIN Credit LLC, a subsidiary of GAIN Credit, Inc.


How Much can you borrow with a Lending Stream loan?

LendingStream offer loans  upto £1500. You can apply for up to £800 as a new customer, or up to £1,500 as a returning customer. They don’t offer loans under 60 days.

Early prepayment options that are available are not associated with any fees or cost. Maximum APR 1721.0%. Given a Representative APR is 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed) you would owe 6 equal repayments of 64.44. You will repay 386.61 in total, there are no additional fees

LoanPig’s Representative example when you borrow £300 over 3 months @ 292% pa (fixed) Total repayment: £457.95 in 3 monthly payments of £152.65. Representative 1261% APR. Loan duration 1-12 months and fixed APR 292%, but this can vary dramatically when you choose the number of months you wish to repay the loan.


What Period Can I Take A Lending Stream Loan over?

Short term loans from Lending Stream are available over a 2 – 6 month period

LoanPig’s short term loan terms are anything between 3 months and 12 months, you choose your payment period to suit your circumstances


How Do LoanPig Compare?

Doing your research, and looking at all of the different options that you have available can help you to make the right decision.

You are restricted in your choice of payment period which is fine if you are looking for a loan over 6 months, where as LoanPig can offer you between 3-12 months

You are restricted as a new customer with Lending Stream as they will only allow you to borrow upto £800, where as LoanPig and it’s short term lenders can offer you upto £1500 on your first application.

Whether you’re looking for a payday loan, a short term loan, or you’re simply searching for a range of different options before you make your decision, you can be sure to find all of the information that you need right here at LoanPig.




It’s now up to you. We believe that LoanPig offer an excellent short term loan alternative to Lending Stream loans. We are a premium direct lender and broker offering quick loans between £100 and £1500.

As an online direct lender, our process is quick and smooth which means you can get funded in as little as 1 hour after applying, if approved of course. Our services have already helped thousands of people across the UK, some of which had bad credit!

Make sure the lender you choose is FCA-authorised, then you’ll know you’re in safe hands. LoanPig is a fully authorised direct lender and broker.

If you have any further questions, be sure to read our FAQ’s or get in contact with our team today!

Please note :  LoanPig or any of its subsidiaries are in no way connected to Lending Stream or any of its subsidiaries. The article above represents a factual comparison to a Lending Stream loan. If you apply for a loan on the LoanPig website, you are applying for a short term loan with LoanPig and it’s panel of lenders, not Lending Stream