If you are a young driver getting your driver's license can be very exciting and actually getting your hands on your own car is even more exciting. What is not so great about this coming of age rite is the price of young drivers car insurance. The Problem with Car
Advantages and Disadvantages of Using a Debit Card
Most people are very used to using a debit card these days and many even use it on a daily basis. Debit cards do have their critics though and not all financial experts think that over-reliance on a debit card over other methods of payment is always a good idea. Indeed
15 Easy – and Painless – Ways to Save for Tomorrow
You know that you should be saving more of your money, whether it's for a specific goal (a new house, a new car, a nice holiday) or just for a rainy day. In fact, you know that everyone should have a savings account that has more than a couple of quid in it. And you do
How To Save Big On Your Summer Holiday Travel: Part Two: Saving in the Sun
Last week, we offered all kinds of savings suggestions to help you get to a great holiday destination for less. This week, as promised, we have more, this time to help you stretch cash further once you arrive and the holiday party really begins: Be wary of car rental
How to Save Big on Your Summer Holiday Travel: Part One: Getting There for Less
Summer is pretty much here and everyone's booking their holidays and heading off to the beach. Or so it seems. You'd also like a fortnight in the sun - you've been working hard and certainly deserve a break - but you are not sure if a holiday is really within your
10 Good Reasons to Make a Financial Plan
Many people think financial planning is really only for those people who have an awful lot of money that needs to be managed. That, however, is not the case, everyone - individuals, couples and families - can benefit from a financial plan, even if their income is
How to Help Your New Spouse Rebuild Their Bad Credit
The day you got married was great. Now you are looking forward to a very rosy future with your new spouse. However, something someone said at the reception on your big day has stayed in the back of your mind. Uncle Fred said your new spouse's bad credit was really going
Get Fit on a Budget – Getting in Shape for Less
You've made a promise to yourself to really work on getting fit this coming year – preferably before it’s time for your bigger summer holidays - but your wallet can't quite cope with the extra strain that an expensive gym membership or sessions with a pricey
Help! Why Don’t I Have a Credit Score?
You want to apply for a credit card, or a store card. Or you are thinking about taking out a small loan. You know that a credit score will be important, so you check yours. And lo and behold, you don't actually have one! Finding out you don’t have a credit score can
How are Credit Limits Computed for Individual Cardholders?
Have you ever wondered just how your lending institution computed your credit card limit? Or what you can do to convince them to raise it? The answers are a little more complicated than you might think. The fact is that most consumers have, at one time or another,