Finding loans online that are not time-consuming to apply for is a priority when you have an unexpected bill to settle or a financial emergency that needs to be resolved. If you have been searching online for a suitable option, look no further than our 15 minute loans, providing a simple to fill in application form and quick, secure pay out. Our applicants do not have to wait longer than is needed, as we have made applying as straightforward as possible, avoiding any typical obstacles to receiving a quick loan decision.

If you require a loan of up to £1500 and need it today, with a choice of flexible repayments, apply for loans online in 15 minutes and receive a decision in principle immediately.

 

What Are 15 Minute Loans?

 

A 15 minute loan helps our applicants get the money they need quickly. Rather than spending precious time filling out a long application form, 15 minute loans have a shorter form with only the most important details needed. This allows lenders like us and the lenders we can connect you with more time to assess your application, yet still provide a quick turnaround. With loans in 15 minutes UK lenders, you can find one willing to offer the short term loan amount and terms you request even if we cannot approve the loan ourselves. This gives applicants an improved chance of getting the loan they want to be accepted and paid out into their bank account quickly.

With 15 minute loans, all you have to do is provide a few personal details, how much you want to borrow and how long for, and we will do the rest. This includes your current income and expenditure details and as well as your bank account information. If approved in principle, you will then see a list of who, including us as direct lenders, can offer you the loan today. Choosing a loan with a partner lender will then mean you will be taken to their website to complete your application, all for funds to pay out into your bank account within 24 hours. In many cases, applicants will receive their new loan the same day, if applied for and approved before 3 PM.

 

Eligibility For 15 Minute Loans

 

To be eligible to apply for 15 minute loans through LoanPig, you will need to meet these minimum requirements first:

– be a current UK resident

– be at least 18-years-old

– have an active bank account and valid debit card

– either be in permanent employment or receiving some form of disability/living allowance or a pension

If you can meet the above, you can choose the amount you want to borrow and your chosen repayments before filling out our short application form. Please be aware, meeting the above eligibility does not guarantee you will be approved for a 15 minute loan, with a credit check and affordability assessment still required. We are Financial Conduct Authority (FCA) authorised direct lenders and brokers of payday loans, working to responsible lending guidelines to ensure we only approve a loan application for an applicant who can afford the loan and will not fall into further financial difficulties.

How Much Would You Like?

 
 
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Representative example: Borrow £300 over 3 months @ 292% pa (fixed) Total repayment: £457.95 in 3 monthly payments of £152.65. Representative 1261% APR.

Quick, Secure Loans in 15 minutes from UK Lenders

 

We are committed to providing a secure online application for those looking for short term financial help. Using our website will ensure your personal details are kept safe and secure and only passed to the partner lender you choose to continue your application with. As an FCA approved lender, registration number 736632, we work closely with the industry regulator to ensure your experience using LoanPig to find cash loans is the best it can be. This also extends to the terms we provide for successful applicants, including:

– We only charge a maximum interest of 0.8% per day

– Any one-time late payment fee is capped at £15

– Successful applicants will never be charged more than double the amount they have borrowed originally.

Quick and secure 15 minute loans will always have transparent terms, so you will always know how much a loan amount and repayment term will cost to pay back in interest. You can use our loan payment calculator to see how much the costs will be before you apply.

Apply Today for a 15 Minute Loan

 

If the sound of loans online in 15 minutes us exactly what you are looking for, apply today and find out in minutes which of our panel of lenders can help today. Have any questions? Please get in touch for further information about loans in 15 minutes UK lenders and how our application works. Please remember, you will be required to undergo a credit check and your finances will be assessed, so if you are currently experiencing financial difficulty, a 15 minute loan may not be right for you. You can find further financial advice by contacting the Money Advice Service or Citizens Advice.

 

Apply Now

 

15 Minute Loans FAQs

 

How Do I Get Loans Online in 15 minutes?

 

It is easy to get started with our 15 minute loans if you meet our eligibility requirements. Once you have decided on the amount and repayment terms you want to borrow, you will need to provide details about your employment, finances, and personal details, so have these to hand when clicking apply now. This will speed up the application process for you. If we are happy with the details you have provided and a credit check is successful, you’ll see which lenders can help today. If you do not have all the necessary details to hand when applying, this may delay your application.

 

How Much Will a 15 Minute Loan Cost to Repay?

 

When using our payment calculator to select the amount you want to borrow and repayment terms, you will see how much it is estimated to cost. This will show the monthly repayable as well as the interest charge and total repayment of the loan. Using the sliders, you can adjust to what you can afford, but remember the longer you choose to borrow, the more interest you can expect to pay. However, we will never charge you more than double the amount you have borrowed. Please be advised that the payment calculator provides an estimate for the loan value and interest charge. Check with the lender you choose what the exact amount will be before continuing your application to ensure you are happy with the terms offered.

 

How Quickly Will I Receive the Cash for a 15 Minute Loan?

 

Depending on the time of day you apply for a 15 minute loan, you can expect to receive the funds within 24 hours of application. In many cases, successful applicants will receive the funds they need the same day, but only if the application is applied for and processed before 3 PM, Monday to Friday. We cannot control how quickly a third-party lender will process payment of your loan, and if an application is made after 3 PM, this may not pay out until the following working day.

 

Am I Guaranteed Approval from Loans in 15 Minutes UK Lenders?

 

No loan application can be approved before the necessary checks of your credit file and finances have been completed. We do not offer guaranteed approval, however, if you have the affordability and can meet our eligibility requirements, there is every chance you could be approved. Even if you have a history of bad credit, you could still be successful with an application, as long as any financial difficulty you have experienced is firmly in the past and won’t affect your ability to maintain repayments.