Living in Manchester with bad credit? We’re here to help. At LoanPig, we support people in Manchester and Greater Manchester who need access to short-term loans, even with a poor credit history.

Whether you’re based in Salford, Didsbury, Chorlton or Ancoats, we make applying for a bad credit loan fast and straightforward. Borrow between £100 and £1500 with flexible terms and no need for a guarantor.

Loans for People With Bad Credit in Manchester

Traditional lenders might decline your application due to missed payments, defaults, or other marks on your credit file. We take a broader view, considering your affordability today.

Our trusted panel of bad credit loan lenders specialise in helping people with poor or very bad credit.

Why Choose LoanPig?

  • FCA-regulated broker and direct lender
  • Simple online process with quick decisions
  • Same-day payout if approved early
  • No guarantor loans available

You can apply in minutes using your phone or laptop and get matched with a loan that suits your needs.

How Much Would You Like?

 
 
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Representative example: Borrow £300 over 3 months @ 292% pa (fixed) Total repayment: £457.95 in 3 monthly payments of £152.65. Representative 1261% APR.

Who Can Apply?

You must:

  • Be 18 or over
  • Live in Manchester or elsewhere in the UK
  • Have a bank account and UK debit card
  • Receive a regular income (employment or benefits)

Self-employed applicants and those on universal credit are also welcome.

Use Cases for Bad Credit Loans

Use your loan for emergencies such as:

  • Car breakdowns
  • Overdue utility bills
  • Essential home repairs

We encourage responsible borrowing and only suggest loans for short-term, essential use.

Start Your Application Today

There are no upfront costs and you’re under no obligation to proceed. Just check your eligibility, review your offer, and decide what’s right for you.

✅ Fast, secure application
✅ No guarantor required
✅ Same-day cash possible if approved before 3pm