When looking for trusted payday loans direct lenders, here at LoanPig we understand the need for speed and urgency as well as being treated fairly. That’s why we offer fast application approval response rates from Financial Conduct Authority (FCA) approved lenders, including ourselves. If we can’t offer you the loan you need directly, we’ll certainly try to find you one from our panel of direct lenders in the UK.
If you’re looking for the most efficient way to get some extra cash in your bank account without having to spend hours manually searching through direct lender loans, then look no further than LoanPig. Click apply now to start your application today and borrow up to £1500 over a maximum of 12 months.
What are Payday Loans Direct Lenders?
Payday loans direct lenders only specialise in offering small, unsecured sums of money that ease the strain of having to deal with an unexpected bill or emergency. These direct lenders in the UK lend their own money and can help you until your next payday, or for longer repayment terms. They will quickly assess your application online, and if you’re approved, they pay you the money directly into your bank account. This is different from a broker, who will take your application and then try to search out the best deal for you from a number of different short term loans direct lenders.
LoanPig offers a comprehensive direct payday lenders loan service – if we can’t lend to you, we effortlessly match you and your specific needs for payday loans direct lenders so that you don’t have to! Through one application, you’ll have access to a number of direct lender loans to choose from, including us, and a quick pay out so that you can resolve your situation as soon as possible.
Why Choose LoanPig When Looking For Payday Loans Direct Lenders in the UK?
If you’re searching for responsible direct lenders in the UK to provide you with transparent payday loans, then turn to LoanPig. Our fast emergency loans can be with you the same day, which can be ideal when you’re struggling with a financial emergency.
Sometimes, the unexpected happens and this can leave your bank balance a little thin on the ground. If you require a cash loan from direct payday lenders to help you before your next pay day, then you’re in the right place! Whether your car has broken down, or the plumbing or heating goes in your home, we can help you get back on your feet quickly. We pride ourselves on being quick and hassle-free throughout the application process as short term loans direct lenders, and while we cannot guarantee the approval of your application, we will do our very best with the information that you provide to find what you need.
Is LoanPig a Broker?
Brokers work to make sure that all applicants are able to be matched with short term loans direct lenders in the UK effortlessly. Without the help of a short term loans broker and direct lender like ourselves, you would need to individually scour the web in search of the ideal payday loans direct lenders only.
We are direct payday lenders, but we’ll also try to source you a loan if we cannot satisfy your loan request. The whole process of applying for your desired loan amount is streamlined through us and ensures you are matched with a payday loan direct lender in the UK as quickly as possible.
What Are The Benefits Of Using Our Payday Loan Calculator?
Our payday loan calculator can provide you with the information that you need when it comes to taking out direct lender loans with us. Emergencies can happen any time day or night, so we make sure that our online calculator is always available to help you.
All customers can apply through our emergency cash loan calculator online and secure a payday loan direct lender in the UK conveniently. For a service that is quick and transparent, there’s no better lender to turn to for fast loans online than LoanPig.
Apply for Direct Payday Lenders with a Poor Credit History
At LoanPig, we believe that everyone should have the chance to access the funds they need when they need them most. While some payday loans direct lenders only look at an applicant’s credit history before coming to a decision to lend, we look at the bigger picture.
If you apply for a payday loan direct lender in the UK through us, you should know that we take into account a number of factors when deciding if you will be able to meet your repayments. If you have been turned away by direct lenders in the UK for direct lender loans elsewhere, give us a try! We may be able to match you to short term loans direct lenders that offer bad credit loans suitable for you.
How Safe And Regulated Are Direct Payday Lenders?
Any authorised payday loans direct lenders are required to operate lawfully and will be regulated by the FCA. They are an organisation that regulates all financial firms and services provided to people living in the UK. They ensure that every organisation in the financial marketplace operate and trade fairly and lawfully.
In the past, some direct payday lenders took advantage of the fact that there were no strict rules in place to protect customers. Today, there are a number of laws and guidelines in place thanks to the FCA for all short term loans direct lenders to follow. You can borrow money and know that you will not have to payback more than twice your loan amount and that any late payment fees are capped for your security. LoanPig works closely with the FCA to ensure that we provide a secure and trusted environment for people to borrow direct lender loans.
How to Apply For A Payday Loan From Direct Lenders
As with any type of application, there are some criteria you’ll need to meet before we can match you with our panel of direct payday lenders. You will need to meet the following criteria:
– You need to be at least 18 years of age
– You will need to be a UK resident
– You will need to have an active bank account and bank card
– You will need to have some form of income (living allowance, disability allowance or be in fulltime employment etc.)
What Do I Need To Be Aware Of When Considering Payday Loans Direct Lenders with LoanPig?
Before proceeding with a payday loan direct lender in the UK, you should always consider the following:
– Are you able to pay off your loan in the assigned time period?
– Can you get money from an alternative source?
– Is the lender you are using regulated?
Once you have established these three areas and can afford the loan amount you want, you are free to go ahead with your application! Always consider other options first, including using your savings or available credit before proceeding, and use payday loans direct lenders only if you have no other option.
How Much Can I Expect To Pay Back with Direct Lender Loans & What is the APR?
Applying for a loan with payday loans direct lenders through us means you can tailor your loan to suit your specific needs and requirements. Many loans accessed through payday loans direct lenders come with a higher Annual Percentage Rate (APR) as they are accessed quickly and are unsecured. The APR that a lender offers significantly impacts the amount you repay on a monthly basis. You can use our calculator to determine approximately how much the loan you want will cost in total before applying.
Loans with direct payday lenders are unsecured so you will never be in danger of losing your most valued possessions. This contrasts to other loan types, such as a secured loan, where you need to assign a piece of collateral to your loan – this means that if you fail to meet your repayments, you may be put at risk of losing your home or car etc.
Apply Now for Payday Loans Direct Lenders
Applying for direct lender loans from LoanPig couldn’t be easier, just use our handy sliders to determine how much money you want to borrow, and over what period. We’ll calculate your interest and monthly repayments in real-time, so you can see exactly how your loan will look.
When you’re happy, just click Apply Now and fill in our simple application form. Our team will assess your application as quickly as possible. If approved, we’ll aim to get your money in your account within 24 hours. Even if we can’t lend to you, don’t panic! We work with some of the UK’s top short term loans direct lenders, so we could still find you a great option.
If you are seeking reputable payday loans direct lenders only, then consider LoanPig. We can assist you in covering any emergency expense quickly, easily and with no stress! Contact us for more information here.
Payday Loans Direct Lenders FAQs
Why Would I Need The Help of Direct Payday Lenders?
People seek the help of a payday loan direct lender in the UK for a number of different reasons. In many cases, it will be to cover an unexpected expense such as an urgent medical cost, an unexpected bill or to get out of one’s overdraft which can incur expensive fees.
No matter what your specific needs or reasons for taking out payday loans through direct lenders in the UK, you can be sure that you will be in safe hands with us!
How Quickly Can I Have Access To The Money I Need With LoanPig?
Depending on when you apply for payday loans direct lenders will determine when you will receive your desired loan amount. Once you choose your loan amount and repayment date, you will then need to fill out our straightforward application form, which will be checked through by us.
Once we are satisfied that you are an ideal direct lender loans candidate, you will go on to be matched with a payday loan direct lender in the UK. Depending on the lender you are matched with, you could see the money you need sitting in your account the very same day, or at least within 24 hours, with our same day loans.
Am I Guaranteed Approval for Payday Loans Direct Lenders Only?
If you apply for a payday loan through direct lenders in the UK, your application will be considered but not guaranteed. If approved, you should receive your funds within 1 hour up to the next working day, depending on if your bank accepts faster payments. No short term loans direct lenders can guarantee approval without proper assessment of your finances and checking your credit report.
Can I Get A 12 Month Loan From a Payday Loan Direct Lender in the UK?
Yes, you can. LoanPig offer loan repayment terms from 1 – 12 months which means you can spread the repayments of a loan with 12 consecutive and equal payments.
How Can I Apply Through a Payday Loan Direct Lender in the UK?
Applying for direct payday lenders with us couldn’t be any easier. Our entire application process takes place online so you can apply in the comfort of your own home or even on your smartphone, which means no more unnecessary phone calls!
How Long Can I Take to Repay Payday Loans Direct Lenders?
With LoanPig you are always in control when it comes to how much you borrow and how quickly you pay your money back. Loans with direct payday lenders through us can be paid off between 3 and 12 months, so this allows you greater flexibility when finding a loan to suit you.