Top 5 Free Or Cheap Gifts At Christmas

Cheap Gifts At Christmas We've all been there, Christmas is getting really close and the bank account is empty. This year, rather than end up in debt, why not do something different. With a bit of time and effort, you can find a great present for your loved ones without

5 Tips For Surviving A Snowy Winter On A Budget

How to cope with a freezing winter on a budget You may have read in the press or heard on the news that the UK might be in for a big freeze this winter. If your budget is already stretched or you've had a recent financial emergency, you might be worried how you'll cope

Budget Tips on Stamp Duty

November 2017 Budget Tips: Stamp Duty If you haven't moved home in a while, you may have forgotten the extra financial blow that is Stamp Duty. As the 21st century has caught up with the ridiculous fees Estate Agents charge, there is still that Government Tax to make a

Are You Ready For A Mortgage Rate Rise

Mortgage rate rise on the way! You may have missed it but the Bank of England after 10 years, raised the interest rate. This means that anyone on a variable rate mortgage will probably experience a mortgage rate rise in the very near future. With mortgage costs being

How To Save For Your First House

Saving for your first house Saving for your first house for many young people seems like an impossible task. Faced with huge student debts, low paying entry-level jobs or internships and continually soaring house prices property can be a daunting prospect. However, with

4 Reasons Why You Should Review Your Life Insurance Policy

Life insurance can be a valuable form of cover to have as it ensures that your family are taken care of should you pass away. Most people tend to sign up for life insurance when they purchase their first home, however it is possible (and sometimes best practice) to have

What’s Inheritance Tax & How Can You Cut The Amount You Pay?

Personal finance news is often dominated by solutions to day-to-day problems and debates about short term loans. But it’s important to consider long-term issues too. Many people ignore Inheritance Tax because they don’t like to think about it. But failure to act

Should You Refinance Your Mortgage?

When should you refinance your mortgage? While some individuals may think that refinancing their mortgage is a quick move that will allow you to save money, this is not something that is entirely true in every situation. As with all refinances, there are costs