Here at LoanPig, we provide our payday loans and short-term loan products to individuals who need them most – to people who suddenly find themselves requiring a quick and a streamlined injection of cash! If you need a quick cash loan now, and don’t want or can’t afford to wait for a credit card application to be completed and then processed (this whole process from start to finish can take a very long time compared to our own internal loan process) then choose us for your Chrome credit card alternative!
Your Chrome Credit Card Alternative
We have been providing our customers (who themselves come from all walks of life) with an alternative to a Chrome credit card for ages and as such have a long and well-proven track record of providing excellent service and a quality loan product. As a fully FCA authorised lender who adhere fully and completely to ethical lending, we believe strongly that we are your best option when it comes to sourcing yourself a Chrome credit card alternative. If you have been worrying about applying for a credit card, or if you are concerned that you won’t be approved and your application will be rejected, this is indeed a serious thing because if your application is rejected then this can have a negative impact on your credit score, affecting future applications for credit such as a mortgage or an application. A record of this rejection can last on your credit file for years! With LoanPig, we have a very good acceptance rate and we would always suggest that you apply for a loan with us if your need is great, get your application started here!
Why Choose LoanPig?
There are a lot of reasons why you should choose LoanPig, too many to list on one page, below we have chosen the very best reasons why we are your best choice for an alternative to a Chrome credit card:
- As listed above, we have a high acceptance rate and may even accept your application for a loan should you have a poor credit score. This is because we look at and analyse a range of different factors when it comes to making our decision about your application. Also, we believe that those people with a poor or less than perfect score are often the ones who need a payday loan or a short term loan the most! With a credit card you will usually need a high or at least a decent score – oftentimes you will be offered a lower rate than is advertised if you are accepted at all. Therefore a Chrome credit card alternative, such as a payday loan from us, is a far more accessible option.
- Credit cards are not suitable for short-term emergency borrowing in the same way that short-term loans With us here at LoanPig, we aim to process your application and make our decision as soon as we possibly can, and if you are accepted, you could have your desired loan amount in your account within one working day. Furthermore, our application process is streamlined, will take you only a few minutes and does not ask for tons of highly detailed information. A credit card application on the other hand, has multiple steps, requests specialised information and/or data that most people won’t have to hand and can take an age to complete.
- As a popular alternative to a Chrome credit card, we appreciate that our loans are chosen for many reasons but one of the most quoted reasons is that once the loan has concluded and all the monthly payments have been made that is then the end of the contract. Whereas with a credit card you could be locked in indefinitely, paying interest and monthly payments for an extended period of time. Borrowing the amount you need with a payday loan could save you a lot of money in the long-term when you compare the costs associated with borrowing the same amount of money on a credit card.
- We have much more relaxed lending criteria when you compare us to most credit card providers, especially Chrome. Chrome are actually marketed as a credit builder card, which may not be suitable for you if you just need a quick and rapid injection of cash to help you out of a financial emergency. Credit builder cards provide a high APR rate and do not usually offer any introductory special deals, like 0% on purchases.
Using Your Alternative To A Chrome Credit Card
Here at LoanPig, we do not ever and will not ever impose any restrictions or limitations upon what you spend your loan on. This being said we would recommend that you only use your Chrome credit card alternative to help yourself out of or during a financial emergency. We would also not recommend that you use your LoanPig loan for any sort of long-term debt management purpose, nor in a debt consolidation capacity. You should use your payday loan from us on medical bills, vet bills, repairing or replacing an essential household item or appliance! Though as outlined above, the choice is yours and we cannot dictate what you spend your loan on.
Get In Touch
If you would like to get in touch with us to discuss our Chrome credit card alternative, or if you want to discuss our alternatives to a Chrome credit card then please do not hesitate to reach out to a member of our friendly and professional team by emailing us directly on firstname.lastname@example.org. If you would prefer you can fill in the contact form on our contact us page and a member of the team will be in touch with you as soon as they can to discuss your issue or question. We look forward to hearing from you.
If you would like to learn more about our payday loans then please visit our how it works page. Within which the inner workings of a payday loan are expanded and explained in greater detail.