Do you offer Bad Credit Payday Loans?
LoanPig is a responsible online lender and we do offer bad credit payday loans, but we take care to make sure that the loan is right for your circumstances. We can look passed the fact that you may have bad credit score and that you have had difficulties in the past but are now managing your debt.
We will ensure that you can afford to repay the loan comfortably and that it will not put you in a worse position than before.
Ideally you’ll need to be in full time employment and show a consistent pattern of repaying any other loans and credit cards in a timely manner. Also, your debt is gradually coming down instead of rising because of the debt you keep taking on.
If we cannot lend to you because we can see your debt rising or you are struggling to pay back previous payday loans then we will introduce you to a panel of selected lenders who may be willing to help you out.
Bad Credit Payday Loans options?
There are still a number of options open to you if you need bad credit payday loans. As explained above when LoanPig look through your application for a loan we will look passed your credit score, and the fact that you may have had some difficulties in the past. LoanPig will make a decision based on your current situation, not you past.
Having said this, if we decide that it would be irresponsible of us to lend to you and one of our selected direct payday lenders cannot offer you the facility you are looking for, then you may need to look at a guarantor loan and ask a friend or a family member for help. You could take out this type of loan until your credit history, payment history and outstanding loan balance has improved, enough for LoanPig to provide you bad credit payday loans in the future.