Marbles Credit Card Alternative
Here at LoanPig we understand that many individuals out there are currently searching for a Marbles credit card alternative. They are searching for an alternative to Marbles because they want a flexible solution, they do not want to be tied into a credit card contract or agreement that could last indefinitely and they want access to the best rates and terms! Marble itself, as well as a lot of the alternatives out there today, are designed specifically for people with bad credit or with a poor credit score. We do not believe in this approach at LoanPig and will offer the same rate (APR included) to all those who apply with us – as we charge a flat rate across the board – we ensure fairness, whilst making sure that nobody can get a better rate than somebody else.
Why Choose LoanPig?
We pride ourselves on being a popular Marbles credit card alternative who are trusted by a huge customer base that ranges from industry professionals and creatives to families of all sizes, single parents, students and many more different demographics besides. As one of the most popular payday lenders in the U.K it is our responsibility to provide our customers, both old, new and prospective, with the best rates possible. We also make sure that our customer service is second to none so you feel cared for and looked after at every single stage of the application and then the repayment process. If you choose us for your next payday or short-term loan, that is itself an alternative to Marbles, then we know you won’t be disappointed! We’re an FCA authorised lender, have a long and proven track history of providing excellent loan products and are trusted up and down the country by people from all walks of life. If you would like to learn a bit more about us then you can follow this link to check out our about us page. Alternatively, if you would like to learn more about the payday loan process itself, then click here!
Why An Alternative To A Marbles Credit Card?
A lot of people out there simply do not want a credit card. Credit cards are dangerous in and of themselves, especially when the APR is high from the get-go. Those who are not prepared for the responsibility of a credit card can quickly find themselves in a situation where their debt rises quickly and is suddenly unmanageable. This can cause a downward spiral of debt that is difficult to get out of. Depending on your given credit limit, and the way in which you manage it you may end up spending more on interest with a credit card than you would with a payday loan!
One of the reasons for the popularity of our loan products is that they are very flexible, as follows:
- You can borrow a varied range of amounts, starting at £50 and rising all the way up to £1500, this includes every figure in-between!
- You can borrow the amount that you want or need over a varied range of dates as well. Our repayment terms start at 1 month and rise all the way up to 12 months.
Below we have included what is called a representative example. The amount that we are going to use for this example is £1000 and the duration period that we are going to use for this example is 3 months:
- Amount borrowed: £1000
- Interest accrued: £521.72
- Amount To Pay Monthly: £507.24
- Total Amount Repayable: £1521.72
- Repayment Period: 3 Months
The APR on this example is 292% per annum.
Why Might You Need A Marbles Credit Card Alternative?
There are many reasons why you might need an alternative to a Marbles credit card. When you use LoanPig as your alternative then you will get much faster access to the cash you need in an emergency situation. In comparison, you will have to wait a considerable amount of time for your Marbles credit card to arrive. This time will include filling out the longwinded application form, waiting for a response, and then waiting for the card to arrive before you even have access to the funds you have applied for.
Here at LoanPig, you fill out our application form, (which is simple and straightforward and asks only for the information that we need in order to safely and responsibly assess your application) you wait for a response from us, and then if you are accepted, you can have your desired cash amount in your bank account the very same day! This enables you to pay for what you need to pay for – potentially helping yourself out of a damaging or a dangerous financial situation.
You might also need a Marbles credit card alternative if you have a less than perfect credit score. Though Marbles itself is geared specifically towards those with poor credit, the entry requirements may still be far too strict for everyone to get access to the card itself.
At LoanPig, we have very fair and well-rounded eligibility criteria in place. We look at a wide variety of different aspects of an application, a credit score being just one of these. We also understand that often those individuals who need a payday loan or a short-term loan (and an alternative to a Marbles credit card) are those who perhaps have a poorer credit score!
Get Started With Your Application
You can get started with your application by filling in our application form, which you can find here. As popular and well-regarded providers of payday loans and short-term loans, we understand that there are many options available to you, and the more you know, the better your decision will be! With that in mind, we would recommend that you take a look at our payday loan page and our short-term loan page so that you can get to know our products, which will in turn help you choose which one is best for you. To get in touch with us, you can use our contact form that you can find on our contact us page. Alternatively, if you would rather you can email us directly on email@example.com and we will be in touch with an answer to your question or query as soon as we can.