A Vanquis Credit Card Alternative


At LoanPig we are proud to be able to provide our customers (both old and new) with a safe, viable and competitive Vanquis credit card alternative. We provide an alternative to a Vanquis credit card because we are of the belief that people nowadays are less keen on credit cards themselves owing to the potential for long-term debt issues.

It is unfortunately incredibly easy to fall into a downward spiral of debt with a credit card, especially if you are unprepared or uneducated when it comes to credit card management. If you are on a shoe-string budget (as many of us are) and exceed your credit limit, you could then be slapped with a huge interest payment (of between 35% and 40%), you fall behind with other payments, and the same again occurs next month – suddenly you are in a dire financial situation.

With a Vanquis credit card alternative, such as a payday loan from LoanPig, the process is far simpler and the chances of you falling into further debt are decreased. This is because all you need to do is choose your loan amount, choose your repayment duration, you pay the same amount each month and then that is it! Credit cards are infinitely more complex and individuals simply do not want the stress or the extra worry.


What Is A Vanquis Credit Card?


Vanquis are a company that do provide a number of different credit cards. However, their most popular (as well as the card that is most associated with the company itself) is the credit card that is billed as a credit builder card. If you are unfamiliar with what a credit builder card is, then do not worry! You are not alone. A credit builder card is a card that you use with the sole intent of building up your credit score. This is a long-term strategy/tactic that could take years (even longer if your credit score is particularly low to begin with) and has one purpose: to facilitate successful applications for credit in the future. This means that it is completely unsuited to short-term lending and lending in emergency circumstances; unlike us here at LoanPig. We have been specially equipped and set up to be able to provide quick and easy access to an alternative to a Vanquis credit card.


Why Choose LoanPig For A Vanquis Credit Card Alternative?


Here at LoanPig we are proud to be not only a responsible lender but also an ethical lender as well. We are FCA authorised, and adhere to all laws, rules, and regulations that have been and are currently imposed by the FCA and by the government. This means that as a consumer, and once you have sourced yourself a Vanquis credit card alternative in the form of a payday loan from us here at LoanPig you are fully protected.

There are so many reasons why you should choose LoanPig for your alternative to a Vanquis credit card. We will outline just a few of these reasons for you below:


  • We have incredibly flexible lending terms and you can now borrow from £50 to £1500 and everything in-between! This means that you can borrow from us the exact amount that you need. You do not ever have to worry about overspending, or exceeding a credit limit
  • You can choose to borrow money from us and repay this amount (inclusive of interest) over a pre-determined period of time. Our repayments range from between 1 month and 12 months
  • Our application process is simple, streamlined, easy to use and intuitive. We ask only for the information that we need from you – and once you have submitted your application you could have a decision in no time at all. If you are accepted for a loan amount with us then you can have the money that you need in your account the very same working day! With a Vanquis credit card, you can be waiting a very long time to even get access to the account
  • The eligibility criteria that we have in place is fair and accepting, which is unlike most if not all credit card providers who will exclude most people who do not have a strong credit score. We believe that a low or an imperfect credit score should not automatically exclude you from securing yourself a payday or a short-term loan


As you can see from the above there are a great many reasons why you should choose LoanPig as your alternative to a Vanquis credit card. It is important to be clear on your intentions before you make an application. If you do indeed want to secure yourself a credit builder card, then it would be best to explore all of your options so that you are certain you are getting the best deal and the right product for you. If you need emergency funding or if you need help in an emergency situation then you should look towards a short term loan from us. Examples of financial emergencies are as follows:


  • You need to fix your car or primary vehicle for work or as a separate matter of urgency
  • You need to pay for emergency health costs, such as dental work or medical bills, either for you or for a family member/loved one
  • You lose your job and need to cover a shortfall between your expenditure and your incomings
  • A vital appliance in the home breaks down suddenly and requires a repair or immediate replacement. Examples of vital appliances are fridges/freezers or ovens
  • Your boiler malfunctions and you are left without hot water and/or heating


If any of the above applies to you then we would recommend that you make an application for a loan with us as soon as you can. If you would like to get in touch with us regarding an application for a payday loan or if you are having an issue with a loan product, then you can fill in the contact form on our contact us page and a member of the team will be in touch with you as soon as they can. If you would rather please feel free to email us directly on info@loanpig.co.uk.