Have bad credit and need a loan in Belfast? Whether you’re in East Belfast, the Cathedral Quarter, or the Falls Road, we can help. At LoanPig, we help people with poor or very bad credit scores find fast, fair loans online.

As a direct lender and FCA-authorised broker, we look beyond your credit history and focus on what matters today: your income, expenses, and ability to repay.

Apply for Up to £1500 with No Guarantor Needed

We offer loans from £100 to £1500, repayable over flexible terms of 1 to 12 months. You don’t need a guarantor, and applications are fully online.

If approved before 3pm on a weekday, funds can be in your account the same day.

Why LoanPig is a Trusted Choice for Belfast Residents

  • UK-based support
  • Loans for poor or very bad credit
  • Instant decisions
  • Same-day payments possible
  • FCA-authorised direct lender & broker

We offer responsible loans to people who may have been declined elsewhere.rs.

Who Can Apply for Bad Credit Loans in Belfast?

If you live in Belfast and meet the following criteria, you can apply:

  • 18+ years old
  • UK resident
  • Regular income (employment, self-employment, benefits or pension)
  • UK bank account with a debit card

We’ll assess your application based on your current financial circumstances – not just your credit score. We’re the first choice for Bad Credit Loans in Belfast

How Much Would You Like?

 
 
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Representative example: Borrow £300 over 3 months @ 292% pa (fixed) Total repayment: £457.95 in 3 monthly payments of £152.65. Representative 1261% APR.

Use Your Loan For:

  • Unexpected bills
  • Emergency repairs
  • Temporary cash shortfalls

Please only borrow if you’re confident you can afford the repayments.

Start Your Application For Bad Credit Loans in Belfast Now

Use our simple loan calculator to get started. There’s no obligation and no upfront fee.

✅ Apply online in minutes
✅ Fast decisions, fair outcomes
✅ No guarantor required