When strapped for cash, all it takes is an unexpected bill or an emergency expenditure to leave you in a difficult position. This is where a temporary boost to your finances can make a difference by applying for a quick loan. Access to quick borrowing is a real advantage when you are short on time and need to resolve your circumstances as soon as possible. Here at LoanPig, we can provide quick cash loans that are ideal if you need a fast method of obtaining the money you need. As both a direct lender and broker of payday loans, we can find you a loan that matches the amount and terms you want in minutes. Simple to apply for and with rapid decision-making as standard, we aim to give as many of our customers the chance to borrow what they need to relieve short-term cash flow problems.
All you have to do is use the sliders above to choose an amount up to £1500, a term length between 2 to 12 months, and click apply now to fill in our quick application form. We will then do the rest and provide a quick loan decision.
What is a Quick Loan?
A quick loan simply describes a form of short term loan that can be provided fast thanks to a quick and easy application process. In cases where a customer needs cash immediately, they simply don’t have the time to wait whilst a traditional bank, building society or other private loan company considers their application. If someone is unable to get to work because their car has broken down and needs repairs, or the laundry is piling up because their washing machine is broken, speed is essential when it comes to your loan. When applying for quick loans online through us, it could not be easier to receive the money you need as soon as possible to have your life return to normal.
With quick easy loans, you want to trust that the lenders you choose are following responsible lending guidelines. That’s why when applying through LoanPig, you’ll have access to quick loans UK lenders that are Financial Conduct Authority (FCA) approved. This includes us, with 736632 our registration number as an authorised broker and direct lender. If we cannot fulfil your loan requirements ourselves, we’ll match you with other FCA approved quick loans UK lenders that can, giving you further opportunity to get the quick cash you need.
How Do Quick Loans Work?
One of the main benefits of using LoanPig is that we have an application and decision-making system which is specifically designed to allow rapid quick cash loans to be made to successful applicants. We cannot guarantee that your application will be successful, but we can promise to do our utmost to assess your application quickly and, if you are eligible for a quick loan, to ensure the money reaches your bank account as fast as possible.
We understand that for some customers every second counts when it comes to quick cash loans. Obtaining the funds they need to cover a particularly pressing expense can be a stressful time when waiting for a decision. That’s why we do everything we can to ensure that when you apply for quick loans online through us, the process is as simple, transparent, and speedy as we can make it.
Once you have submitted your application, providing a few details about you and your finances, we get to work straight away. Our panel of quick loans UK lenders will review and assess your details and come back to you quickly with a decision. If one of our partner lenders agrees to your terms, you will be able to complete your application on their website. If it is through us, we’ll send you the digital loan documents to sign. If all is successful, you could have the funds in your bank account on the same day.
Why Choose Quick Loans Online?
The main reason why people turn to us for quick easy loans is that we offer a fast application and decision-making process. We are often able to let customers know whether they have been successful in just a few hours of applying. In addition to providing quick loans online, we also try to make borrowing from us as simple as possible. We ask for only the information needed to check that you are eligible for one of our quick cash loans. All the information we need can be submitted online, meaning there is no need for lengthy telephone calls or waiting for paperwork to be posted.
Just provide us with some basic information about you and your circumstances, tell us how much you want to borrow and for how long, and let us give you a quick decision on whether we can help. Each of our quick loans UK lenders are in a position to help you whether you have a good credit rating or not. We do not require you to have a perfect credit score to apply for a quick loan, so long as you have the affordability for the amount and terms you require. As responsible lenders, we make sure to assess your finances to determine this, so if you do have bad credit, we want to ensure no further borrowing will cause any difficulties for you.
How Do I Apply For A Quick Loan?
We provide quick loans that enable a wide range of people to benefit from fast, short-term borrowing. Our application process is straightforward and speedy, so to get started, begin by using our online loan payment calculator to input how much you want to borrow and how long for. This will then give you an example of your monthly repayment amount and interest rate. If you know that the monthly repayments would be affordable for you, complete our short online application form, submit it, and we will make a decision based on the information you send to us. It really is as simple as that for you to find out if you are successful, whilst we’ll perform a credit check and affordability assessment to ensure any quick loan is right for you.
Eligibility For a Quick Loan
We judge each quick loans UK applicant on the information they provide us. Although we do credit check each applicant, your credit score is not the only factor that determines whether or not we feel you are a suitable candidate to lend to. You will need to meet our minimum eligibility requirements, which are:
– be a current UK resident
– be at least 18-years-old
– have an active bank account and valid debit card
– either be in permanent employment or receiving some form of disability/living allowance or a pension-
In all cases, applicants must have a regular source of income (wages, pension, state benefits), be a UK resident and must be over 18. In many cases, we are able to lend to people who have had poor credit problems in the past, provided they can show us that they have appropriate sources of income to repay the loan instalments. Please note, meeting the above requirements does not guarantee approval and a decision will only be made once a full credit check and affordability assessment has been completed.
The Benefits of Choosing LoanPig For Quick Loans UK Lenders
At LoanPig, we are a trusted, responsible lender who operates in line with FCA industry guidelines, offering a transparent method of gaining access to fast borrowing. When you borrow from LoanPig, you can expect:
– Fast approval and cash transfer to successful applicants (in many cases the same day).
– Easy, online application process that can be completed anytime.
– Access to a panel of lenders who are prepared to consider applicants with a wide range of financial circumstances, including people with a poor credit score.
– Clear, transparent terms as well as ensuring you will never pay more than double the amount you originally borrowed.
Apply Today for Quick Cash Loans in Minutes
If you want access to fast, short-term cash borrowing from a flexible, friendly lender, applying for quick loans through LoanPig can help. Have any further questions? Please contact us for more information about us and our quick loans UK lenders. If you are ready to start your application, please click apply now.
How Much Would You Like?
Quick Loans FAQs
Are Quick Cash Loans The Right Choice For Me?
Quick loans can be ideal for people who have a temporary lack of funds, usually because of an unexpected expense. If you have problems with long-term debt or ongoing financial issues which mean that you could struggle to maintain the loan, quick easy loans may not be suitable. It is important that you are confident of being able to repay the loan on time and in full, before taking on further borrowing. If you have sufficient disposable income to make repayments and need access to cash loans today, we can try to meet your needs with our quick loans online. We will always ensure you can afford the loan before approving your application through fair assessment.
When Will I Receive the Cash from a Quick Loans UK Lender?
We can’t provide a specific time when you will be able to access your funds, as this depends on how fast we and other quick loans UK lenders can approve your application. Some applicant’s circumstances are more complex than others and may require additional consideration before we are able to find a quick loan that’s suitable. In general, if successful, applications before 3 pm on a workday can expect to receive the cash on the same day. Those who apply at the weekend, after 3 pm, or have a bank that doesn’t serve faster payments, may have to wait a little longer, usually the next working day. Your quick loans will always be processed as fast as possible so you can receive the instant cash you are looking for.
Do I Need Good Credit to Be Approved for Quick Easy Loans?
It is not a requirement to have an excellent credit score to apply for quick cash loans. We understand some applicants may have a low credit rating due to their financial history, that’s why we take the time to consider all applications. What’s important is that you have the affordability now for quick loan repayments, so if we can determine you can afford it without falling into further difficulties, we or one of our panel of quick loans UK lenders can help. Whilst we can help those with low credit, we cannot guarantee an application will be successful.