All it takes is an unexpected bill or an emergency expenditure and many people can be severely strapped for cash! Outlays such as essential car repairs, the replacement of a vital household appliance or even a higher-than-average energy bill can all leave people in desperate need of a temporary boost to their finances.
In such circumstances, access to fast borrowing is a real advantage. We are a provider of quick cash loans for people who need a fast method of obtaining the money they need. Simple to apply and with rapid decision-making as standard, we aim to give as many of our customers as possible the chance to borrow what they need to relieve short-term cash flow problems.
How Do Quick Loans Work?
One of the main benefits of using LoanPig is that we have an application and decision-making system which is specifically designed to allow rapid cash loans to be made to successful applicants. We cannot guarantee that your application will be successful, but we can promise to do our utmost to assess your application quickly and, if you are eligible for borrowing, to ensure money reaches your bank account as fast as possible.
Our team understands that for some customers, every second counts when it comes to quick cash loans and obtaining the cash they need to cover a particularly pressing expense: that’s why we do everything we can to ensure that when you apply for quick loan online, the process is as simple, transparent and speedy as we can make it.
Why Do People Use Quick Loans?
The main reason why people turn to us when it comes to meeting their borrowing requirements is that we offer a fast application and decision-making process. We are often able to let customers know whether they have been successful in just a few hours.
In many cases, customers need cash immediately: they simply don’t have the time to wait weeks or months whilst a bank or building society considers their application. With even private loan companies leaving people waiting for weeks whilst an application is under scrutiny.
If you’re unable to get to work because your car is off the road, or the laundry is piling up because the washing machine is broken, speed is essential when it comes to your loan. However, when applying for quick loans online it could not be easier to have the money you need as soon as possible to have your life return to normal.
In addition to providing quick borrowing, we also try to make borrowing from us as simple as possible. We ask for only the information needed to check that you are eligible for one of our loans. All the information we need can be submitted online: no need for lengthy telephone calls or multiple trips to fill in paperwork!
Just give us some basic information about you and your circumstances, tell us how much you want to borrow for how long and let us give you a fast decision on whether we can help.
How Do I Apply For A Quick Loan?
We provide quick payday loans UK wide, enabling a wide range of people to benefit from fast, short-term borrowing. Our application process is straight-forward and speedy. To get started, begin by using our online calculator to input how much you want to borrow and how long you want to take to pay the money back.
Our calculator will then give you an example of your monthly repayment amount and interest rate. If you feel that the monthly repayments would be affordable, complete the short online application form, submit it and we will make a decision based on the information you send us.
When Will I Be Able To Access My Funds?
We can’t tell you exactly when you will be able to access your funds, as this depends on how fast we can approve your lending: some people’s circumstances are more complex and may require additional consideration before we are able to find a loan that’s suitable.
Generally, if successful, applications before 3 pm on a workday can expect to receive their cash the same day. People who apply at the weekend, after 3 pm, or have a bank which doesn’t serve fast payments may have to wait a little longer.
Are Quick Loans The Right Choice For Me?
Quick loans are ideal for people who have a temporary lack of funds, usually because of an unexpected expense. If you have longer-term debt problems, or on-going financial issues which mean that you would have problems repaying the loan, then there are other agencies who may be better placed to provide the help you need. It is important that you are confident of being able to repay the loan on time and in full, before taking it out. If you have sufficient income to service the loan, but need access to fast cash now, we can usually meet your needs with our simple quick loans online.
Am I eligible for a Quick loan?
We judge each applicant on the information they give us. Although we do credit check each applicant, your credit score is not the only factor which determines whether or not we feel you are a suitable candidate to lend to.
In all cases, applicants must have a regular source of income (wages, pension, state benefits), be a UK resident and must be over 18. In many cases, we are able to lend to people who have had credit problems in the past, provided they can show us that they have appropriate sources of income to repay the loan instalments.
Why Should I Choose LoanPig For My Quick Loans
We are a responsible lender who operates in line with FCA guidance, offering a transparent method of gaining access to fast borrowing. When you borrow from LoanPig, you can expect:
– Fast approval and cash transfer to successful applicants (in many cases the same day).
– Easy, online application process that can be completed anytime.
– Access to a panel of lenders who are prepared to consider applicants with a wide range of financial circumstances, including people with a poor credit score.
If you want access to fast, short-term cash borrowing from a flexible, friendly lender, we will do our very best to help!