If you have ever been put in a financial situation where you know you won’t be able to make all of your payments (bills, utilities etc.) and are feeling under pressure to make ends meet, then you will appreciate how important it is to pick the perfect payday loan for you. Knowing where and who to turn to in the event of a financial emergency is always tricky as people tend to be wary of payday loan lenders. While some of the larger lenders are popular, that is not to say that they are able to offer you the bespoke service that you are after. Here at LoanPig, we are guaranteed to be able to offer you an incredible Sunny Loan alternative to suit all of your requirements.
How Does LoanPig Compare As A Sunny Loan Alternative?
Something that we always recommend those looking to find their ideal flexible loan is to weigh up their options and pick a loan solution that suits them best. Just as no two people are the same, the same can be said for the needs and circumstances that make someone look for a quick loan. When it comes to offering a great Sunny payday loan alternative, something that LoanPig always succeeds in doing is keeping the application process simple and straightforward. All we ask for is for you to do is answer some straightforward questions and you will get a response almost immediately as to whether you are eligible to take out a loan with us.
How Do Sunny Loans Operate?
A Sunny loan allows you to get access to loan amounts between £100 and £2500 and also allow you to manage your repayments to pay a loan off quicker, should you wish to do so. While this does have its benefits, it does also mean that you may be tempted to take out a loan larger that you really need to see you through to your next payday. This may result in you having to pay off more than you initially sought out to. With a LoanPig loan you will find that we offer out smaller loan amounts that allow you to get rid of your debt at a much quicker rate than you would with Sunny payday loans. LoanPig and Sunny both offer a fast and easy loan application, although something that Sunny Loans cannot promise is being able to offer high acceptance rates like we can.
Is LoanPig A Direct Loan Lender Like Sunny Loans?
An important thing to note when considering taking out a loan with a Sunny loan alternative like us, is that LoanPig are a broker whereas Sunny are a direct lender. Unlike Sunny loans, we are able to match our applicants with the very best lender in the UK based on their specific needs which gives you a great deal of flexibility. With us, you can choose how much you want to borrow from us and over what period of time. With our loan calculator you are easily able to see exactly how much you will be looking to pay back based on your requirements, which you cannot do with a Sunny loan. With a direct lender like Sunny payday loans, you are able to complete the entire application with one company, which means that you are at risk of not always being able to find the best deal for your requirements.
What Differentiates LoanPig From A Sunny Loan?
When you are looking to decide whether to go with Sunny loans or a loan with LoanPig, it is important to weigh up your options in terms of what each can offer you in terms of benefits. Perhaps the greatest thing to be aware of when it comes to what differentiates LoanPig from Sunny payday loans is the fact that when you borrow from us, you are doing so from a broker. We also offer you the opportunity to borrow smaller loan amounts and pay them back over shorter periods of time, which means that you won’t be tied down to paying for a loan over an extended period of time if you do not need to do so. Sunny Loans tend to be of a larger amount which can mean you will be faced with a larger amount of interest to pay back overall. Be sure to assess the risks before committing to a loan with Sunny payday loans.
Sunny Payday Loans Vs. LoanPig Payday Loans
There are some important differences to be aware of when it comes to the type of service Sunny payday loans and LoanPig payday loans offer. One of the most obvious differences is the fact that Sunny loans are a direct lender whereas here at LoanPig we are a broker. This means that we can provide you with a range of Sunny payday loan alternatives who can offer the best rates suited to your individual needs. Sunny loans alone however, are not as flexible with their offerings, as they do not have a panel of the best lenders to choose from.
What APR Does LoanPig Offer As A Sunny Loan Alternative?
When you take out a payday loan with Sunny loans, you will find that their APR is 1291%, whereas our APR rate stands at 1261%. This means that taking out a Sunny loan could leave you out of pocket as it means you will be paying back more when it comes to your monthly repayments, which is particularly damaging if you consider taking out a loan over an extended period of time. Here at LoanPig, we offer an incredible competitive and considerably lower rate of APR than what a Sunny loan offers, which is why we are considered to be one of the best companies when looking for a Sunny payday loan alternative.
Does LoanPig Offer Responsible Lending In Comparison to Sunny Loans?
LoanPig are such a popular Sunny loan alternative as we are approved by the FCA (the Financial Conduct Authority) which makes us a highly reputable and responsible payday loan lender. We offer a fabulously transparent service that allows you to see exactly where you stand at every step of the application and repayment process. We ensure that we are able to balance lending to those who match up to a strict eligibility criteria alongside offering some of the very best acceptance rates on the market. Sunny loans also work in the same way.
Why Choose LoanPig As A Sunny Loan Alternative?
When it comes to making the decision between a Sunny loan and a LoanPig loan we believe that it is important to match your needs and requirements with a lender that understands you. While Sunny is only able to match you with a loan amount and predetermined repayment plan, LoanPig are able to offer you greater flexibility. When it comes to going with a personal loans company that understands you and your needs, LoanPig is an exceptional Sunny loan alternative.
Are LoanPig Loans Secured?
Perhaps one of the main reasons that short term loans are so popular among people in the UK is that they are all unsecured. While secured bank loans require you to pledge some form of collateral in the event of your being unable to meet repayments, payday loans are different. Both LoanPig and Sunny loans offer unsecured loans which mean that you do not have to pledge one of your assets in order to receive a cash boost to your bank account.
How Much Can You Borrow With LoanPig?
At LoanPig you can borrow anywhere between £150 and £750, which makes for a manageable repayment process. With Sunny payday loans you can borrow anywhere between £100 and £2500. While Sunny offer a greater borrowing amount, they also do not allow you to change your loan term, which means you will have to pay back your loan at a rate that is predetermined by Sunny. Here at LoanPig we understand that our customers prefer the opportunity to choose the loan term time they will have to pay their desired loan amount back in. The flexibility that we at LoanPig offer our customers is what makes us such a popular Sunny loan alternative.
How Easy Is It To Apply For A Payday Loan With LoanPig?
Applying for a cash loan with LoanPig couldn’t be easier. While there a wide range of payday loan lenders on the market, the majority of them now operate online as opposed to on the high street (as was the case in the past). Something that we take pride in here at LoanPig is being able to streamline and simplify the application process by only requiring you to fill out the most straightforward questions before coming to a decision as to whether you are eligible for a loan. Our entire loan process is carried out online, which means there will not be the slightest possibility that you will be bothered by telephone calls etc.
Why Would You Need To Consider A Sunny Payday Loan Alternative?
As a prominent Sunny payday loan alternative, LoanPig can offer you a fantastic range of short term loan deals that will ensure you are able to find the very best deal for you, based on your desired loan amount and desired payback duration period. As a broker, LoanPig is a good Sunny payday loans alternative as we work hard to match you with our impressive panel of trusted lenders. This differs to applying for Sunny loans as you will only be offered the chance to obtain a loan with themselves as they are a direct lender. When it comes to being a top contender against big players in the payday loans world like Wonga and QuickQuid, LoanPig can certainly stand their ground.
If you want to know more about our services and how we make an impressive Sunny loan alternative choice, do not hesitate to get in touch with us. Our transparent trading technique means that we put our customers at the heart of everything we do and will always go above and beyond to find you the best deal when it comes to your fixing you up with a fast loan.