Think Money Alternative

If you have been looking for a Think Money credit card alternative, then you may have just found the perfect solution. We specialise in providing short term and payday loan products to individuals who need cash. So for an alternative to a Think Money credit card, get your application started and see why our loans can benefit your long-term financial health better than a credit card.

A Think Money Credit Card Alternative

There are many reasons why a loan from LoanPig is a safe and preferable alternative to a Think Money credit card. Here are some of the top reasons why:

  • You simply borrow the amount of money that you need or that your current situation calls for
  • You select how long you want to borrow the money for, make your repayments each month until the loan amount is paid off in full
  • The APR % on this card is high (39.9%) which means that you could end up paying a lot more back on your card than you would do with a Think Money credit card alternative, such as a loan from us.

Though Think Money credit cards are marketed towards those individuals out there who have a bad credit rating. You are more than likely to still need a higher credit score for a Think Money card than you are with a LoanPig loan. Furthermore, as a “credit builder” card, it may also be unsuitable for short term emergency borrowing. Our loan products are perfect for emergency borrowing and you should think of us as an alternative to a Think Money credit card when you need an injection of cash in a hurry.

A Preferable Alternative to Think Money

As an alternative to a Think Money credit card, we pride ourselves on the flexibility of the wide range of uses that our loans have. We would generally recommend that you only use your payday loan or short term loan in a financial emergency. Here are some of the most common financial emergencies that individuals need financial help from:

  • Medical reasons
  • Dental emergencies
  • Repairing or replacing essential household objects and appliances
  • For repairs to your car, or primary method of transport

Why choose LoanPig?

Here at LoanPig, we are proud to be one of the most trusted and relied upon providers of payday and short term loans. We are also, additionally, a broker as well as a direct lender. This means that if we are for some reason unable to provide you with a loan ourselves directly, then we are equipped to liaise with our panel of UK based and reputable lenders.

We are also a fully FCA authorised lender. We adhere to ethical best practices and run stringent checks on every applicant and application. So if you are in a bad financial situation, then we cannot lend, if we could make your circumstances even worse.

Applying for a LoanPig Loan?

We have made sure that our application process is as simple and easy as possible. We have cut out all of the unnecessary facets of your application. Here at LoanPig, we know that often time is absolute of the essence. So, you will want to receive your money quickly.

We require all applicants to review out eligibility criteria, here are the basic requirements;

  • You must be at least 18 years of age at the time at which your application is made
  • Must be a permanent resident of the United Kingdom
  • You must be in some form of employment or have a stable source of income
  • You must pass successfully the credit and affordability checks

If you have any questions, please do not hesitate to contact us.