Top 7 Credit Score Tips for Everyone

A lot of the issues that surround credit scores and credit reports can be rather confusing to say the least. But the one thing that most people know is that the higher their credit score is the better their chances of getting a mortgage, a car loan or a credit card with

Understanding What Creditors See on Your Credit Report

(Updated 5/3/2018) Your credit report. You know it's important - you've heard it enough after all - but until people actually look at one they rarely understand what lenders see. And if their credit rating - that pesky numerical value that seems to hold some much weight

Why APR isn’t a Good Indicator of Value for Short Term Loans

If you have only ever heard one thing about short-term loans - sometimes also known as payday loans - it's probably that the interest rates charged are astronomically high in comparison with other types of loan. It's a narrative that is repeated a lot, but one that is

Your Credit Rating is Important – So Here’s How You Repair It

As most people are very well aware, having a good credit rating can open up a lot of opportunities for you. You can get a loan to buy a house or a car, get a good credit card that has a low rate of interest and a decent rewards program and you are generally seen as a

Payday Loans Without A Credit Check?

Payday Loans No Credit Check? So is it still possible to get a payday loan without a credit check? It's not a simple question to answer but we'll have a go filling in the details. In short the summary is it's increasingly hard to get a payday or short term loan with no

Top 5 Tips To Make It To Payday

Christmas is over, when's Payday? We know the deal, you've had a great Christmas and Boxing Day. You've gone back to work today and checked the bank balance! Maybe you followed the many tips online and your Christmas and it was all paid for in advance. Maybe you didn't

Is There An Alternative To QuickQuid?

Looking for a short term loan? Are you looking for a short term loan but not getting the service you need from QuickQuid? We're here as an alternative to Quick Quid for a fast and simple short term loan. You might have seen QuickQuid's adverts on TV in the run up to

Loans For Bitcoin?

Is it worth a loan for Bitcoin? You might have seen the hype in the last two weeks about Bitcoin. Bitcoin is a new type of currency that is entirely computer based so it's not really a coin. Bitcoin has dramatically increased in value this year and in particular in the

Top 10 Tips To Reset Your Debt

How to reset your debt Particularly at this time of year, with Christmas right around the corner, you might be short of cash. If you've been having financial worries for some time, you might have built up a fair bit of debt. As with every difficult subject, there's