Changing the way you use your credit cards can be the easiest way to avoid amassing unmanageable credit card debt. Treating them as if they were charge cards is a great place to start. The terms credit card and charge card are often used almost interchangeably these
How Long to Repair Credit – Can it Really be Done in a Month?
If you have less than perfect credit fixing the problem as soon as possible is understand quite a priority. After all, there is simply so much you cannot do if you have a bad credit record. Getting a mortgage or a car loan is usually out of the question as is getting an
5 Ways You are Wasting Money You Can Stop Today
(Updated for 2019) There always seems to be too much month and not enough money doesn't there? Those last few days before you get paid are often far harder than they should be. But you make decent money, where's it all going? Excellent question. And sadly, if you are
1 Month Loans – What They Are and How to Find Them
Taking out a loan from a loan company for just a month may seem a little strange at first but it is something that more and more people are choosing to do. Although these short-term loans are fairly easy to find and to obtain - even if you have bad credit - you really
Credit Repair Credit Cards – Are They Real? Do They Work?
If you are concerned about your credit score and want to improve it chances are that you have done some research into just how you can do that. And along the way, you may have come across the phrase “credit repair credit card”. But does such a thing really exist or
5 Money Mistakes We All Keep Making – And How to Avoid Them for Good
Updated for 2019; 5 money mistakes we all keep making Everyone makes mistakes. And it does seem that we all do tend to make the same money mistakes. We even make some of them over and over again. This is a problem on a number of levels, but most of all because these
Top Tips for Getting the Most Out of Your Money on This Year’s Holiday Abroad
Yes, it's still freezing cold here in the UK but that does not mean that many of us are not already eagerly looking forward to our summer holidays, with many of us planning to head off abroad. As this is a great time to score bargains on holiday travel - especially on
Top 7 Credit Score Tips for Everyone
A lot of the issues that surround credit scores and credit reports can be rather confusing to say the least. But the one thing that most people know is that the higher their credit score is the better their chances of getting a mortgage, a car loan or a credit card with
Why APR isn’t a Good Indicator of Value for Short Term Loans
If you have only ever heard one thing about short-term loans - sometimes also known as payday loans - it's probably that the interest rates charged are astronomically high in comparison with other types of loan. It's a narrative that is repeated a lot, but one that is
Payday Loans Without A Credit Check?
Payday Loans No Credit Check? So is it still possible to get a payday loan without a credit check? It's not a simple question to answer but we'll have a go filling in the details. In short the summary is it's increasingly hard to get a payday or short term loan with no