If you are concerned about your credit score and want to improve it chances are that you have done some research into just how you can do that. And along the way, you may have come across the phrase “credit repair credit card”. But does such a thing really exist or
5 Money Mistakes We All Keep Making – And How to Avoid Them for Good
Updated for 2019; 5 money mistakes we all keep making Everyone makes mistakes. And it does seem that we all do tend to make the same money mistakes. We even make some of them over and over again. This is a problem on a number of levels, but most of all because these
Top Tips for Getting the Most Out of Your Money on This Year’s Holiday Abroad
Yes, it's still freezing cold here in the UK but that does not mean that many of us are not already eagerly looking forward to our summer holidays, with many of us planning to head off abroad. As this is a great time to score bargains on holiday travel - especially on
Top 7 Credit Score Tips for Everyone
A lot of the issues that surround credit scores and credit reports can be rather confusing to say the least. But the one thing that most people know is that the higher their credit score is the better their chances of getting a mortgage, a car loan or a credit card with
Understanding What Creditors See on Your Credit Report
(Updated 5/3/2018) Your credit report. You know it's important - you've heard it enough after all - but until people actually look at one they rarely understand what lenders see. And if their credit rating - that pesky numerical value that seems to hold some much weight
Why APR isn’t a Good Indicator of Value for Short Term Loans
If you have only ever heard one thing about short-term loans - sometimes also known as payday loans - it's probably that the interest rates charged are astronomically high in comparison with other types of loan. It's a narrative that is repeated a lot, but one that is
Easy – But Painless – Ways to Save More and Budget More Effectively
*Updated for 2019. Is budgeting easy? No. Is it a must? Yes. A solid budget, that you actually follow, is one of the biggest keys to financial success and stability. But like any chore that isn't exactly exciting it's very easy to avoid making - or sticking to - a
Your Credit Rating is Important – So Here’s How You Repair It
As most people are very well aware, having a good credit rating can open up a lot of opportunities for you. You can get a loan to buy a house or a car, get a good credit card that has a low rate of interest and a decent rewards program and you are generally seen as a
Payday Loans Without A Credit Check?
Payday Loans No Credit Check? So is it still possible to get a payday loan without a credit check? It's not a simple question to answer but we'll have a go filling in the details. In short the summary is it's increasingly hard to get a payday or short term loan with no
What is Open Banking?
Open Banking, will it change short term loans? What is Open Banking? Open Banking is a UK first as a government regulator decided banks were not competitive. The banks are being forced to be more competitive by enabling your data to be accessible and portable. Open